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Key figures

UNIQA Group at a glance

Consolidated key figures in € million  20182017
   Change
Premiums written 4,989.04,811.7
   +3.7 %
Savings portions of unit- and index-linked life insurance (before reinsurance)  320.5481.6
   -33.5 %
Premiums written including the savings portions of unit- and index-linked life insurance  5,309.55,293.3
   +0.3 %
of which property and accident insurance  2,774.42,639.7
   +5.1%
of which health insurance 1,086.41,042.0
   +4.3%
of which life insurance  1,448.61,611.6
 -10.1%
      of which recurring premium income  1,335.81,357.7
  +1.6%
      of which single premiums 112.7254.0
 -55.6%
Premiums written including the savings portions of unit- and index-linked life insurance 5,309.55,293.3
   +0.3%
of which UNIQA Austria  3,734.43,656.6
  +2.1%
of which UNIQA International 1,564.61,608.5
 -2.7%
of which reinsurance 1,098.3 1,091.6 +0.6%
of which consolidation -1,087.9-1,063.4 +2.3%
      
Premiums earned (net)1) 4,760.74,627.9 +2.9%
of which property and casualty insurance  2,584.12,495.1
 +3.6%
of which health insurance  1,080.31,038.9
 +4.0%
of which life insurance  1,096.31,094.0
  +0.2%
Savings portions of unit- and index-linked life insurance (after reinsurance)  320.9476.2
 -32.6%
Premiums earned including the savings portions of unit- and index-linked life insurance 5,081.75,104.1
 -0.4%
      
Insurance benefits1) -3,626.6-3,558.6
 +2.2%
of which property and casualty insurance  -1,690.1-1,644.8
 +2.8%
of which health insurance  -900.8-877.6
 +2.6%
of which life insurance2) -1,035.7-1,036.2
 +1.0%
      
Operating expenses (net)3) -1,314.7-1,276.0
    +3.0%
of which property and casualty insurance  -811.0-788.5   +2.9%
of which health insurance  -183.9-168.0
    +9.4%
of which life insurance  -319.8-319.5    +0.1%
Cost ratio (net after reinsurance) 25.9%25.0%
 -
      
Combined ratio (net after reinsurance) 96.8 %97.5 %
 -
      
Net investment income 581.2560.9
 +1.6%
      
Profit/loss on ordinary activities 294.6264.6  +11.3%
Net profit/loss 235.1184.4
 +27.5%
Consolidated profit/loss 243.3171.8
  +41.6%
      
Operating return on equity 
10.5 %10.2 %
-
    
Investments  19,337.120,059.2 -3.6%
Shareholders' equity 2,972.13,158.0
     -5.9% 
Equity including non-controlling interests 2,986.63,249.4
 -8.1%
Technical provisions (net)4)  21,644.821,793.3
   -0.7%
Total assets 28,616.228,743.9
 -0.4%
      
Number of insurance contracts  20,373,48819,372,143
  +5.2%
Average number of employees (FTE) 12,81812,839
  -0.2%
1) Including expenditure for deferred profit participation and premium refunds.       
2) Including expenditure for (deferred) profit participation.
3) Less reinsurance commissions and share of profit from reinsurance ceded.       
4) Including technical provisions for life insurance policies held on account and at risk of policyholders.