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UNIQA Group Key Figures

  2009 2008 2007 2006 2005
  € mill. € mill. € mill. € mill. € mill.
           
Premiums written 5,012 4,942 4,472 4,476 4,315
Savings portion of premiums from unit- and index-linked life insurance 728 823 748 559 360
Premiums written incl. the savings portion of premiums from unit- and index-linked life insurance1 5,739 5,765 5,219 5,035 4,675
     
Premiums earned (net) 2 4,770 4,690 4,069 4,092 3,963

of which property and casualty insurance 2,290 2,214 1,858 1,716 1,628
  of which health insurance 934 906 869 849 812
  of which life insurance 1,546 1,570 1,342 1,527 1,523
Premiums earned (net) incl. the savings portion of premiums from unit- and index-linked life insurance 5,474 5,464 4,764 4,592 4,274
           
Insurance benefits -4,054 -3,523 -3,562 -3,682 -3,742
           
Operating expenses (net) 3 -1,269 -1,236 -1,054 -966 -927
Cost ratio (net after reinsurance) 23,2% 22,6% 22,1% 21,0% 21,7%
           
Net investment income 4 717 189 955 865 963
           
Profit on ordinary activities 82 90 340 238 190
Net profit 43 67 269 175 133
           
Investments 5 22,641 21,342 21,544 21,155 19,367
Technical provisions (net) 6 21,467 19,857 19,559 19,064 17,674
           
Shareholder´s equity 1,333 1,265 1,336 1,122 930
Total equity incl. minority interests 1,565 1,459 1,532 1,330 1,134
           
Average number of employees 15,107 13,674 10,997 10,748 9,943
Insurance policies 15,343,004 14,699,534 13,130,215 12,533,673 11,892,828

1) Values gross before reinsurance.
2) Fully consolidated values.
3) Incl. reinsurance provisions and profit shares from reinsurance business ceded.
4) Minus financing costs.
5) Incl. self-used land and buildings, land and buildings held as financial investments, shares in associated companies and investments held on account and at risk of life insurance policyholders.
6) Incl. technical provisions for life insurance policies held on account and at risk of policyholders.
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