| |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
| |
€ mill. |
€ mill. |
€ mill. |
€ mill. |
€ mill. |
€ mill. |
| |
|
|
|
|
|
|
| Premiums written |
5.379 |
5.012 |
4.942 |
4.472 |
4.476 |
4.315 |
| Savings portion of premiums from unit- and index-linked life insurance |
845 |
728 |
823 |
748 |
559 |
360 |
| Premiums written incl. the savings portion of premiums from unit- and index-linked life insurance 1 |
6.224 |
5.739 |
5.765 |
5.219 |
5.035 |
4.675 |
| |
|
|
|
|
|
|
| Premiums earned (net) 2 |
5.141 |
4.770 |
4.690 |
4.069 |
4.092 |
3.963 |
|
of which property
and casualty insurance |
2.433 |
2.290 |
2.214 |
1.858 |
1.716 |
1.628 |
| |
of which health insurance |
966 |
934 |
906 |
869 |
849 |
812 |
| |
of which life insurance |
1.741 |
1.546 |
1.570 |
1.342 |
1.527 |
1.523 |
| Premiums earned (net) incl. the savings portion of premiums from unit- and index-linked life insurance |
5.964 |
5.474 |
5.464 |
4.764 |
4.592 |
4.274 |
| |
|
|
|
|
|
|
| Insurance benefits |
-4.458 |
-4.056 |
-3.523 |
-3.562 |
-3.682 |
-3.742 |
| |
|
|
|
|
|
|
| Operating expenses (net)3) |
-1.346 |
-1.252 |
-1.236 |
-1.054 |
-966 |
-927 |
| Cost ratio (net after reinsurance) |
22,6% |
22,9% |
22,6% |
22,1% |
21,0% |
21,7% |
| |
|
|
|
|
|
|
| Net investment income 4 |
841 |
717 |
189 |
955 |
865 |
963 |
| |
|
|
|
|
|
|
| Profit on ordinary activities 5 |
153 |
100 |
90 |
340 |
238 |
190 |
| Net profit |
95 |
56 |
67 |
269 |
175 |
133 |
| |
|
|
|
|
|
|
| Investments 6 |
24.246 |
22.641 |
21.342 |
21.544 |
21.155 |
19.367 |
| Technical provisions (net) 7 |
22.762 |
21.467 |
19.857 |
19.559 |
19.064 |
17.674 |
| |
|
|
|
|
|
|
| Shareholders´ equity |
1.292 |
1.333 |
1.265 |
1.336 |
1.122 |
930 |
| Total equity incl. minority interests |
1.537 |
1.565 |
1.459 |
1.532 |
1.330 |
1.134 |
| |
|
|
|
|
|
|
| Average number of employees |
15.066 |
15.107 |
13.674 |
10.997 |
10.748 |
9.943 |
| Insurance policies |
16.471.128 |
15.343.004 |
14.699.534 |
13.130.215 |
12.533.673 |
11.892.828 |
1) Values gross before reinsurance.
2) Fully consolidated values.
3) Incl. reinsurance provisions and profit shares from reinsurance business ceded.
4) Minus financing costs.
5) Before extraordinary tax on the financial sector (Hungary).
6) Incl. self-used land and buildings, land and buildings held as financial investments, shares in associated companies and investments held on account and at risk of life insurance policyholders.
7) Incl. technical provisions for life insurance policies held on account and at risk of policyholders.
