Key figures
Here you will find the key figures of UNIQA Group at a glance.
Consolidated key figures in € million | 2022 | 2021 | Change | ||
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Premiums |
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Premiums written | 6,270.2 | 6,033.4 | + 3.9% | ||
Savings portions of unit- and index-linked life insurance (before reinsurance) | 335.0 | 324.6 | + 3.2% | ||
Premiums written including the savings portions of unit- and index-linked life insurance | 6,605.2 | 6,358.0 | + 3.9% | ||
of which property and casualty insurance | 3,686.0 | 3,489.5 | + 5.6% | ||
of which health insurance | 1,277.3 | 1,226.5 | + 4.1% | ||
of which life insurance | 1,641.9 | 1,642.0 | – 0.0 % | ||
of which recurring premiums | 1,476.5 | 1,491.9 | – 1.0% | ||
of which single premiums | 165.4 | 150.2 | + 10.2% | ||
Premiums written including the savings portions of unit- and index-linked life insurance | 6,605.2 | 6,358.0 | + 3.9% | ||
of which UNIQA Austria | 4,086.4 | 3,916.6 | + 4.3% | ||
of which UNIQA International | 2,506.6 | 2,423.3 | + 3.4% | ||
of which reinsurance | 1,461.3 | 1,469.5 | - 0.6% | ||
of which consolidation | - 1,449.0 | - 1,451.4 | - 0.2% | ||
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Premiums earned (net) | 5,949.2 | 5,697.6 | + 4.4% | ||
of which property and casualty insurance | 3,408.9 | 3,203.9 | + 6.4% | ||
of which health insurance | 1,269.5 | 1,213.3 | + 4.6% | ||
of which life insurance | 1,270.8 | 1,280.4 | - 0.8% | ||
Savings portions of unit- and index-linked life insurance (after reinsurance) | 335.0 | 324.6 | + 3.2% | ||
Premiums earned including the savings portions of unit- and index-linked life insurance | 6,284.2 | 6,022.2 | + 4.4% | ||
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Insurance benefits |
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Insurance benefits including expenditure for profit participation and premium refunds | - 4,095.8 | - 4,104.2 | - 0.2% | ||
of which property and casualty insurance | - 2,083.3 | - 1,965.1 | + 6.0% | ||
of which health insurance | - 1,082.2 | - 997.7 | + 8.5% | ||
of which life insurance1) | - 930.4 | - 1,141.4 | – 18.5% | ||
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Costs |
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Operating expenses (net) less reinsurance commissions and share of profit from reinsurance ceded | - 1,711.7 | - 1,648.5 | + 3.8% | ||
of which property and casualty insurance | -1,083.5 | - 1,037.8 | + 4.4% | ||
of which health insurance | - 208.8 | - 206.6 | + 1.0% | ||
of which life insurance | - 419.5 | - 404.1 | + 3.8% | ||
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Cost ratio (net after reinsurance) | 27.2% | 27.4% | - | ||
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Combined ratio (net after reinsurance) | 92.9% | 93.7% | - | ||
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Net investment income | 405.7 | 648.0 | - 37.4% | ||
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Earnings before taxes | 421.7 | 382.3 | + 10.3% | ||
Profit/loss for the period | 389.3 | 317.9 | + 22.5% | ||
Consolidated profit/loss | 383.0 | 314.7 | + 21.7% | ||
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Return on equity | 14.4% | 9.3% | - | ||
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Investments | 18,425.6 | 21,785.0 | - 15.4% | ||
Equity | 2,034.0 | 3,303.6 | - 38.4% | ||
Equity, including non-controlling interests | 2,052.4 | 3,323.3 | - 38.2% | ||
Technical provisions (net)2) | 22,011.0 | 23,610.9 | - 6.8% | ||
Total assets | 28,196.2 | 31,547.8 | - 10.6% | ||
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Number of insurance contracts | 23,840,598 | 26,008,281 | - 8.3% | ||
Average number of employees (FTE) | 14,515 | 14,849 | - 2.2% |
1) Including expenditure for (deferred) profit participation
2) Including technical provisions from unit-linked and index-linked life insurance