Key figures

Here you will find the key figures of UNIQA Group at a glance.

Consolidated key figures in € million

2022

2021

Change

Premiums 

 

Premiums written

6,270.2

6,033.4

+ 3.9%

Savings portions of unit- and index-linked life insurance (before reinsurance)

335.0

324.6

+ 3.2%

Premiums written including the savings portions of unit- and index-linked life insurance

6,605.2

 6,358.0

+ 3.9%

of which property and casualty insurance

3,686.0

3,489.5

+ 5.6%

of which health insurance

1,277.3

1,226.5

+ 4.1%

of which life insurance

1,641.9

1,642.0

– 0.0 %

of which recurring premiums

1,476.5

1,491.9

– 1.0%

of which single premiums

165.4

 150.2

+ 10.2%

Premiums written including the savings portions of unit- and index-linked life insurance

6,605.2

6,358.0

+ 3.9%

of which UNIQA Austria

4,086.4

 3,916.6

+ 4.3%

of which UNIQA International

2,506.6

2,423.3

+ 3.4%

of which reinsurance

1,461.3

1,469.5

- 0.6%

of which consolidation

- 1,449.0

- 1,451.4

- 0.2%

 

 

Premiums earned (net)

5,949.25,697.6+ 4.4%

of which property and casualty insurance

3,408.93,203.9+ 6.4%

of which health insurance

1,269.51,213.3+ 4.6%

of which life insurance

1,270.81,280.4- 0.8%

Savings portions of unit- and index-linked life insurance (after reinsurance)

335.0324.6+ 3.2%

Premiums earned including the savings portions of unit- and index-linked life insurance

6,284.26,022.2+ 4.4%

 

 

Insurance benefits

 

Insurance benefits including expenditure for profit participation and premium refunds

- 4,095.8

- 4,104.2

- 0.2%

of which property and casualty insurance

- 2,083.3

- 1,965.1

+ 6.0%

of which health insurance

- 1,082.2

- 997.7

+ 8.5%

of which life insurance1)

- 930.4

- 1,141.4

– 18.5%

 

 

Costs

 

Operating expenses (net) less reinsurance commissions and share of profit from reinsurance ceded

- 1,711.7

- 1,648.5

+ 3.8%

of which property and casualty insurance

-1,083.5

- 1,037.8

+ 4.4%

of which health insurance

- 208.8

- 206.6

+ 1.0%

of which life insurance

- 419.5

- 404.1

+ 3.8%

 

Cost ratio (net after reinsurance)

27.2%

27.4%

-

 

 

Combined ratio (net after reinsurance)

92.9%

93.7%

-

 

 

Net investment income

405.7

648.0

- 37.4%

 

 

Earnings before taxes

421.7

382.3

+ 10.3%

Profit/loss for the period

389.3

317.9

+ 22.5%

Consolidated profit/loss

383.0

314.7

+ 21.7%

 

 

Return on equity 

14.4%

9.3%

-

 

Investments 

18,425.6

 21,785.0

- 15.4%

Equity

2,034.0

 3,303.6

- 38.4%

Equity, including non-controlling interests

2,052.4

3,323.3

- 38.2%

Technical provisions (net)2)

22,011.0

23,610.9

- 6.8%

Total assets

28,196.2

31,547.8

- 10.6%

 

 

Number of insurance contracts

23,840,598

 26,008,281

- 8.3%

Average number of employees (FTE)

14,515

14,849

- 2.2%

 

1) Including expenditure for (deferred) profit participation
2) Including technical provisions from unit-linked and index-linked life insurance